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August 17, 2016 | CREDITORS THREATENING TO PUT YOU IN JAIL?

If you are having troubles making payments and reached the point where creditors are contacting, you need to be aware of your rights. The Fair Debt Collection Practices Act protects you from illegal harassment from creditors. This federal law prevents any type of unfair or abusive behavior from collectors and we are here to make sure it is enforced on your behalf. Too often we hear about creditors making false threats in order to force debtors to pay them. One of these false threats is that a creditor will send the police or have you

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August 17, 2016 | CAN I DISCHARGE MY STUDENT LOANS? WHAT ARE MY OPTIONS?

What every student loan borrower, cosigner, and parent needs to know about student loans. Can I discharge my student loans? What are my options? Student loans are being dubbed as the next bubble to burst. According to 2012 reports from the Consumer Financial Protection Bureau and the Federal Reserve Bank of New York, Americans owe between $902 Billion and $1 Trillion in student loan debt. Comparatively, when the bubble burst on the housing market, there was approximately $14 Trillion of outstanding mortgage debt. An important difference to note is that mortgage loan debt is secured

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August 17, 2016 | DON’T LET YOUR CREDITORS FALSELY THREATEN YOU

As a means to collect, all too often, creditors use illegal and fraudulent tactics. Whether it is by threatening that they can send you to jail, pretending to work for the government or posing as a law firm, these are all illegal methods of pursuing payment. If you have received a false threat forcing immediate payment, do not pay them. You are protected against these tactics under the Fair Debt Collection Practices Act and we can help you. It is considered fraudulent and illegal for creditors to do any of the following to you: Threaten

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