August 17, 2016 | WHEN IS THE RIGHT TIME TO FILE BANKRUPTCY?
While filing for bankruptcy can be an excellent debt relief solution for many individuals and couples, sometimes the timing of filing can make or break your case. For some, it makes sense to file for bankruptcy right away; for example, when a foreclosure or vehicle repossession is right around the corner, but in other circumstances it may save you a lot of money if you wait. Whether that waiting period is a matter of days, weeks, or months will depend on the facts of your case. If you are considering filing for bankruptcy protection andREAD MORE
August 17, 2016 | MY GAMBLING PROBLEM HAS GOTTEN ME IN DEBT. CAN I FILE FOR BANKRUPTCY?
Gambling is an activity that involves one person wagering something of value on an outcome that is not clear. The appeal of gambling is the chance to win something of greater value than the original bet. Some gambling enterprises are big, such as the driving industry of Las Vegas, or small, such as a friendly game of poker at a party. No matter what the stakes, gambling is attributed to the debts of over 15 million people in America. FILING FOR BANKRUPTCY DIFFICULT WITH GAMBLING DEBT For those whose compulsive gambling has gotten them deepREAD MORE
August 17, 2016 | HOW DO I IMPROVE MY CREDIT SCORE AFTER BANKRUPTCY?
A credit score is one of those all-important factors that haunts many people after filing for bankruptcy. After all, credit scores can determine whether you’ll qualify for a loan, meet eligibility requirements for housing, and even be the determining factor in applying for a credit card. So while it’s certainly significant, the process of rebuilding your credit after bankruptcy doesn’t have to be as scary as everyone says. It is important to begin your efforts as soon as possible, because the longer you wait the harder it can become. Bankruptcy can stay on your creditREAD MORE
August 17, 2016 | WHITEHALL REIMBURSEMENT PROGRAM – APPLICATIONS ARE NOW BEING ACCEPTED
This morning the City of Whitehall announced that it has created the Home Reinvestment Program to financially assist residents with their front-facing exterior home projects. Homeowners can start applying for an assistance now. Throught this program, homeowners are able to receive a reimbursement of 50 percent of front-facing exterior home remodeling projects, up to $7,500. Approved driveway projects will be reimbursed at 25 percent, up to $7,500. Complete guidelines for qualification can be found on the City’s website at http://www.whitehall-oh.us/DocumentCenter/View/509. The Lowe’s store, located at 3616 E. Broad St., will also provide discounts to residentsREAD MORE
August 10, 2016 | MY GAMBLING PROBLEM HAS GOTTEN ME INTO DEBT. CAN I FILE BANKRUPTCY?
There is a certain allure to gambling, the promise of a big payout can be extremely enticing, especially when you are on vacation in Las Vegas or Atlantic City and your usual guards are down. Whether it’s playing the lottery or the slots, sometimes people think that if they spend just one more dollar, they could hit the jackpot and wash all of their financial woes away. While some people do win when they gamble, many more lose and unfortunately when we turn to gambling to either feed our addictions or solve are financial problems,READ MORE