August 17, 2016 | WHEN IS THE RIGHT TIME TO FILE BANKRUPTCY?
While filing for bankruptcy can be an excellent debt relief solution for many individuals and couples, sometimes the timing of filing can make or break your case. For some, it makes sense to file for bankruptcy right away; for example, when a foreclosure or vehicle repossession is right around the corner, but in other circumstances it may save you a lot of money if you wait. Whether that waiting period is a matter of days, weeks, or months will depend on the facts of your case. If you are considering filing for bankruptcy protection and
READ MOREAugust 17, 2016 | MY GAMBLING PROBLEM HAS GOTTEN ME IN DEBT. CAN I FILE FOR BANKRUPTCY?
Gambling is an activity that involves one person wagering something of value on an outcome that is not clear. The appeal of gambling is the chance to win something of greater value than the original bet. Some gambling enterprises are big, such as the driving industry of Las Vegas, or small, such as a friendly game of poker at a party. No matter what the stakes, gambling is attributed to the debts of over 15 million people in America. FILING FOR BANKRUPTCY DIFFICULT WITH GAMBLING DEBT For those whose compulsive gambling has gotten them deep
READ MOREAugust 17, 2016 | HOW TO MAKE THE MOST OF THE MONEY YOU HAVE
Everyone wants to make the most of their money—so why is it often easier said than done? Balancing your spending, saving, and investing is a challenge, but if solved correctly, it can reap rewards for decades. So how do you do it? Here are five strategies that will maximize the money you currently have and anything else you might earn in the future. UTILIZE A HIGH-INTEREST SAVINGS ACCOUNT. Do double-duty with your savings by putting them in an account that works for you. Many banks advertise savings accounts with rates much higher than the national
READ MOREAugust 17, 2016 | HOW DO I IMPROVE MY CREDIT SCORE AFTER BANKRUPTCY?
A credit score is one of those all-important factors that haunts many people after filing for bankruptcy. After all, credit scores can determine whether you’ll qualify for a loan, meet eligibility requirements for housing, and even be the determining factor in applying for a credit card. So while it’s certainly significant, the process of rebuilding your credit after bankruptcy doesn’t have to be as scary as everyone says. It is important to begin your efforts as soon as possible, because the longer you wait the harder it can become. Bankruptcy can stay on your credit
READ MOREAugust 17, 2016 | WHITEHALL REIMBURSEMENT PROGRAM – APPLICATIONS ARE NOW BEING ACCEPTED
This morning the City of Whitehall announced that it has created the Home Reinvestment Program to financially assist residents with their front-facing exterior home projects. Homeowners can start applying for an assistance now. Throught this program, homeowners are able to receive a reimbursement of 50 percent of front-facing exterior home remodeling projects, up to $7,500. Approved driveway projects will be reimbursed at 25 percent, up to $7,500. Complete guidelines for qualification can be found on the City’s website at http://www.whitehall-oh.us/DocumentCenter/View/509. The Lowe’s store, located at 3616 E. Broad St., will also provide discounts to residents
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