If you are having troubles making payments and reached the point where creditors are contacting, you need to be aware of your rights. The Fair Debt Collection Practices Act protects you from illegal harassment from creditors. This federal law prevents any type of unfair or abusive behavior from collectors and... Read more

What every student loan borrower, cosigner, and parent needs to know about student loans. Can I discharge my student loans? What are my options? Student loans are being dubbed as the next bubble to burst. According to 2012 reports from the Consumer Financial Protection Bureau... Read more

As a means to collect, all too often, creditors use illegal and fraudulent tactics. Whether it is by threatening that they can send you to jail, pretending to work for the government or posing as a law firm, these are all illegal methods of pursuing payment. If you have received... Read more

What to Do If Wages Are Being Garnished It can be frightening to be threatened with the garnishment of your wages. We understand this and we can help. The first thing to do is to determine if the threat is actually real. Many of these threats can actually violate the... Read more

For many families, divorce and bankruptcy go hand-in-hand. Finances are a huge stress factor for many couples and are often a major catalyst within many marriage breakups. Divorce is often the route that couples choose when they are facing financial difficulty within their marriage. Each spouse will often believe that... Read more